Tax season has arrived and more than half of all Americans expect to receive a refund. If you are one of these people, you may be thinking about how you will spend the refund. No matter how tempting it is to deplete these funds on a new television or new clothes, saving or investing the…
College students are graduating with a lack of financial skills, at least according to a survey by the American Institute of CPAs. The survey states only 39% of college students have a monthly budget and almost 50% said that at some point in the past twelve months they had less than $100 in their checking/savings…
‘Tis the season to create your New Year’s Resolution. If you’re still deciding on what goals you think you should set for 2016, think about improving your financial wellness. Maybe you’ve cut up your credit cards and swore off using them again or you decided to make a commitment to improve your credit score. To…
Whether it’s credit card expenses or other unsecured debt, paying down bills can often leave people feeling overwhelmed. Magnifymoney.com released a survey in 2014 that said that more than 40% of all adults have credit card debt with the average balance being more than $10,000. If you were to only make the minimal payment on…
According to Wedding Paper Divas, 40 percent of couples spend 10-15 hours per week planning their wedding. This includes finding the perfect location, the right dress and suit, the right food and all the other minor details that make the wedding day perfect. But after the dust settles, many newlyweds struggle with finances and planning…
Retirement isn’t something most recent college graduates will immediately plan for upon landing their first job. With all the fuss about whether or not this generation will have access to social security benefits, it’s imperative to start saving as soon as possible to make sure you have a nest egg that will help you live…
Credit scores play a huge role in our daily lives. Whether you are purchasing a vehicle, a home or just need a personal loan, a good credit score can save you hundreds, if not thousands of dollars over the lifetime of the loan. While there’s a negative stigma that comes along with having a poor…
