Checking Accounts with No Monthly Fees

You’re Invited – Join CFCU and Earn $30 for Each Qualifying Account!†

You're Invited - Join CFCU and Earn $30 for Each Qualifying Account!†

Your friend banks with Communication Federal Credit Union and wants you to enjoy the same awesome accounts and great service that they do. You’re just an application away from a better banking experience and a $30 bonus for each qualifying account you open!

Join Communication Federal Credit Union using the referral code and open any qualifying account(s)* to earn your bonus!

Pick Your Account(s) & Earn Your Bonus

Open a Free Checking Account ($30 Bonus)

Open a new Pay Me Checking, Student Checking, or Connect Card account and complete the following activities within 90 days of opening:

  • Receive qualifying (Payroll, Pension, or Government Benefit) Direct Deposits Totaling at Least $1,500
  • Make 15 Debit Card Purchases of at least $5

Book an Auto Loan ($30 Bonus)

Book a new Auto Loan for $10,000 or more within 90 days of joining CFCU and earn a $30 bonus!

Perks? We've Got Them!

Online Banking

Free Credit Score

Remote Deposit

Free ATM Access

Disclosures

† Referral Bonuses: Earn a $30 bonus when you join Communication Federal Credit Union in-branch or online with a unique referral code between 1/1/2025 and 12/31/2025, open a qualifying account* within 90 days and meet all necessary requirements. The referral bonus cannot be combined with other offers. Referral bonus is not available for members who join through an affiliate or dealer partner. Members who receive more than $600 in incentives annually will receive a 1099-Misc.

  • Bonus(es) paid to Primary Share in the month following 90 days of membership, if requirements have been met.

* Qualifying Accounts & Requirements:

  • Pay Me Checking, Student Checking, Connect Card
    • Must Be Member’s First CFCU Checking Account
    • Within 90 Days of Opening:
      • Receive qualifying (Payroll, Pension, or Government Benefit) Direct Deposits Totaling at Least $1,500
      • Make 15 Debit Card Purchases of at least $10
  • Auto Loan
    • Loan Amount of at least $10,000
    • Must Apply In-Branch or Online